MEMBERS® Auto and Homeowners Program

You trust Central Soya Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

• MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
• Convenient e-service, pay your bill or make changes to your policy, even report a claim.
• Receive fast, easy access to claims service 24-hours a day.
• Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Nominations are being accepted for the credit committee and board of directors for the credit union.

 If you are interested in running for one of these positions, please call 724-1338 by Friday, February 17, 2012

***IMPORTANT SAVINGS BOND INFORMATION***

As of January 1, 2012 the Federal Reserve will no longer accept applications for paper savings bonds.  If you are interested in buying bonds, you will need to visit the website: www.treasurydirect.gov.  You will be able to purchase, manage and redeem bonds electronically.  The credit union will no longer be able to issue these for you.

Holiday Closings for 2012

New Year’s Day

       January 2

Martin Luther King Day

       January 16

President’s Day

       February 20

Good Friday

       April 6

Memorial Day

       May 28

Independence Day

       July 4

Labor Day

       September 3

Thanksgiving

       November 22

Day after Thanksgiving

       November 23

Christmas Eve

       December 24

Christmas Day

       December 25

New Year’s Eve

       December 31

~we will be closing at noon~

**ANNUAL MEETING**

The Annual Meeting this year will be an open house and will be held on Friday, March 2^nd at the credit union office and conference room from 8am to 6pm.  Please plan to stop in and review the financial report and statement of income along with the Supervisory and Credit Committee reports.  You will also be able to cast your ballot for the election of officers.  Refreshments will be served along with a chance to win some door prizes.

New Fees effective January 1, 2012

Overdraft (NSF)

       $20.00

Stop Pay

       $10.00

ATM Replacement Card

       $10.00

Early withdraw (Christmas Club)

       $15.00

Returned check (First Merchants)

       $20.00

Credit Union check

       $1.00

Account History (per page)

       $1.00

Inactive (dormant) after 12 months

       $5.00/month

Non-notification of address change

       $5.00/month

Loan late payment fee

       $25.00

Non-member check cashing fee

       $5.00

Are you Shopping for a Pre-Owned Auto?

Get a FREE CarFax Record Check, Lemon Check, Recall Check, and/or Problem Car Check, BEFORE you buy your next Pre-Owned Car! It's Fast, Easy, and FREE. If a Record Check shows any "hits" you can purchase a full CarFax report for as little as $24.99 for 1 report or $29.99 for up to 10 CarFax Reports during the next 30 days. This averages out to as little as $2.99 per report. While you're out looking for your next pre-owned auto, write down the VINs, come here and run a FREE CarFax Record Check!

Never Buy another Used car without one.

Due to the recent Regulatory changes, Central Soya FCU will now make $200 available to you when a hold is placed on your account. An exception hold may limit that availability. Please contact us at 260-724-1338 with any questions that you may have.

Use the Equity in your home with a Home Equity Line of Credit with
Central Soya Federal Credit Union*

Invest your future with Central Soya FCU and an IRA…….
Our IRA program includes Traditional, Roth and Coverdell IRA's. What a great way to invest those tax checks! Please call Nichole at 724-1338 with any questions or via our online feedback form.